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The information for the following product(s) has been collected independently by Business Insider: Capital One Spark 1% Classic†, Bank of America Business Advantage Unlimited Cash Rewards Secured Business Credit Card, FNBO Business Edition® Secured Mastercard® Credit Card, Capital One Spark Cash Select for Excellent Credit†. Introduction to the Capital One Spark 1% ClassicThe Capital One Spark 1% Classic† credit card is designed for small business owners with fair credit who need a business credit card for company purchases, bookkeeping and tax preparation management. Capital One Spark 1% Classic OverviewThe Capital One Spark 1% Classic† could be considered the entry level card in Capital One's line of small business cards, which are all branded with Spark name. Spark vs. QuicksilverMany people online compared the Capital One Spark business cards to the consumer-targeted Capital One Quicksilver cards. Capital One Spark 1% Classic Frequently Asked QuestionsWhat are the main features of the Capital One Spark Classic card?
Persons: Cardholders, it's, cardholders, Redditors, Jason Steele Jason Steele, Jason, Miles, Guy, Read, Angela Fung Organizations: Business, Bank of America Business, Credit, Mastercard, Capital, Accounting, Business Management, Abacus, Travel Insurance, Quicksilver, Chevron, Conference, Credit Card Media, Finance Locations: One's, Xero, Chevron, Denver , Colorado
I decided to buy a Tesla this year, and I'm buying one new thanks to the tax credits on electric cars. As a result, I'm breaking with my long held tradition and purchasing a new 2023 Tesla Model 3 Performance edition. The federal tax credit for a used electric vehicle is $4,000. Note that these are tax credits, not tax deductions. However, the federal tax credits offered will vary, based on whether the battery was manufactured in the US.
Persons: I've, , Tesla, it's, that's Organizations: Service, Tesla, Apple, Chrysler Pacifica, Ford, Quicken Locations: Colorado, Denver
My Family of 5 Flies for the Price of 3—Here’s How
  + stars: | 2023-10-08 | by ( Jason Steele | ) www.wsj.com   time to read: +5 min
From our home in Denver, my wife, three kids and I often travel to visit family in Florida, California, Georgia and New York. And when I travel for work as a professional credit card reviewer and consultant, I often bring a kid or two along. My path to companion pass bliss came through Southwest credit cards, such as the Southwest Rapid Rewards Priority Credit Card, but frequent flights can also get you there. As our family grew, my wife also began earning a Companion Pass, allowing the whole family to travel at a steep discount. For example, the Southwest Rapid Rewards Priority Credit Card offers 50,000 bonus points when you spend just $1,000 in the first three months.
Persons: Jason Steele Organizations: Southwest Airlines, Rapid, Southwest, Alaska Airlines, Alaska Airlines Visa Credit, Delta, American, Southwest Rapid Locations: Denver, Florida , California, Georgia, New York, Puerto Rico, Hawaii, Mexico, Caribbean, Southwest, Florida, San Antonio
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). United credit card holders can access award seats that aren't available to other travelers. ShutterstockOne of the best United Airlines credit card perks is expanded access to economy-class saver awards on flights operated by United and United Express. Chase card members who have cards like the United℠ Explorer Card or the United Quest℠ Card can take advantage of this perk. What to Know About United Credit Card Expanded Award AvailabilityYou can stretch your United Airlines miles in a meaningful way by opening a United Airlines credit card.
Persons: cardholders, Read, , We're, Chase, it's Organizations: United Airlines, United, United Express, Service, United Club, Chevron, Reading Chevron, Chase, Airlines Locations: United
Introduction to the Schumer BoxWhat Is a Schumer Box? It's called the Schumer Box after New York Senator Charles Schumer who championed the legislation that did away with much of the fine print. How to Read a Schumer BoxIt can still be tricky to find (and comb through) a Schumer Box. Interpreting Interest Rates and FeesNow that you've found the Schumer Box, and are able to easily read it, start by looking at the card's interest rates. Applying the Schumer Box in Real LifeTips for Credit Card ComparisonWhen you're comparing credit card options, the Schumer Box offers a deeply comprehensive breakdown of what you can expect with each issuer.
Persons: Schumer, , It's, Charles Schumer, Read, you've, haven't Organizations: Service, New Locations: United States
Earn 2x Miles on Delta purchases made directly with Delta. Earn 2x Miles on Delta purchases made directly with Delta. Other United℠ Explorer Card benefits include two single-visit passes to the United Club lounge per anniversary year, 25% back on United inflight purchases, and priority boarding. When looking for the card that best fits you, consider whether you'd prefer to earn on restaurant and US supermarket purchases (Delta SkyMiles® Gold American Express Card), or dining and hotel bookings (United℠ Explorer Card). Here's our Platinum Delta Amex card review for all the details, and a comparison of the Delta Gold vs Delta Platinum cards to help you decide.
Interest-free promotional credit card offers are used mostly by those who need to carry a balance. But I chose to carry a balance during the promotional period, so I could pay off my car loan early. Considering the downsidesInterest-free financing can sound too good to be true, but as a credit card expert, I know that there are many potential pitfalls to these offers. I would be carrying a balance and making just the minimum payment, the two things that smart credit card users should never do! Using the 0% intro APR helped me pay off my car loan earlyBy carrying $18,000 in credit card balances for over a year, I was able to really smooth out my finances.
Earn 2x Miles on Delta purchases made directly with Delta. Earn 2x Miles on Delta purchases made directly with Delta. Earn 2x Miles on Delta purchases made directly with Delta. Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. That's worth around $440 in flights, based on Insider's valuation of Delta miles at 1.1 cents each.
Term life insurance is sold for a specific period of time, such as 20 or 30 years. Ultimately, my wife and I chose to purchase term life insurance policies from American General Life Insurance. Insider's Featured Life Insurance Companies Lemonade Life InsuranceNationwide Life InsuranceGuardian Life Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The younger and healthier you are, the less expensive a term life insurance policy will be. Until I wrote this article, I rarely gave our life insurance policies a second thought.
Using travel rewards points, it's possible to get your hotel stays for free. More Information 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, you can transfer both Chase Ultimate Rewards and Amex Membership Rewards points to Marriott at a 1:1 ratio. Other ways I use credit card rewards for accommodationsAdmittedly, staying in properties affiliated with these major hotel programs leave out a lot of options, such as bed and breakfasts and independent hotels. Thankfully, there are two catch-all programs that allow me to use credit card rewards to stay just about anywhere.
Read Insider's guide to the best rewards credit cards. These are cards that are almost never advertised on billboards but can be found in the wallets of the savviest credit card and award travel enthusiasts. $75 annual fee Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightThe U.S. Bank Visa® Platinum Card is not an exciting credit card. Jason also produces CardCon , The Conference for Credit and Credit Card Media.
Hyatt HotelsThe Platinum Card® from American Express raised its annual fee to $695. The Platinum Card is also offering a huge welcome bonus offer: 80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. CLEAR® locations Atlanta: Hartfield-Jackson International Airport (ATL)Austin: Austin-Bergstrom International Airport (AUS)Baltimore: Baltimore/Washington International Thurgood Marshall Airport (BWI)Birmingham: Birmingham-Shuttlesworth International Airport (BHM)Boston: Boston Logan International Airport (BOS)Chicago: Chicago Midway International Airport (MDW), O'Hare International Airport (ORD)Cincinnati: Cincinnati/Northern Kentucky International Airport (CVG)Cleveland: Cleveland Hopkins International Airport (CLE)Dallas: Dallas Love Field Airport (DAL), Dallas-Fort Worth International Airport (DFW), Globe Life FieldDenver: Denver International Airport (DEN), Coors FieldDetroit: Detroit Metro Airport (DTW)Fort Lauderdale: Fort Lauderdale-Hollywood International Airport (FLL)Houston: George Bush Intercontinental Airport (IAH), William P. Hobby Airport (HOU)Las Vegas: McCarran International Airport (LAS)Los Angeles: Los Angeles International Airport (LAX)Miami: Miami International Airport (MIA)Minneapolis: Minneapolis-St.Paul International Airport (MSP)Nashville: Nashville International Airport (BNA)Newark: Newark Liberty International Airport (EWR)New Orleans: Louis Armstrong New Orleans International Airport (MSY)New York: LaGuardia International Airport (LGA), John F. Kennedy International Airport (JFK), Westchester County Airport (HPN), Yankee Stadium, Citi Field, Madison Square GardenOakland: Oakland International Airport (OAK)Orlando: Orlando International Airport (MCO)Phoenix: Phoenix Sky Harbor International Airport (PHX)Sacramento: Sacramento International Airport (SMF)Salt Lake City: Salt Lake City International Airport (SLC)San Antonio: San Antonio International Airport (SAT), AT&T CenterSan Francisco: San Francisco International Airport (SFO), Oracle ParkSan Jose: Norman Y. Mineta San Jose International Airport (SJC), Earthquakes StadiumSeattle: Seattle-Tacoma International Airport (SEA)St. Louis: St. Louis Lambert International Airport (STL)Washington, DC: Dulles International Airport (IAD), Ronald Reagan Washington National Airport (DCA)It can even speed up your access to the TSA PreCheck lines, if you're eligible. I'll be keeping my Platinum Card, as the value of these new benefits outweighs the additional cost.
ShutterstockIf you have a United card issued by Chase, one of the best perks you can use is expanded access to economy-class saver awards on flights operated by United and United Express carriers. Chase card members who have cards like the United℠ Explorer Card or the United℠ Business Card can take advantage of this perk. United credit cards have a hidden featureWhen you have a United credit card from Chase, such as the United℠ Explorer Card or the United℠ Business Card, you'll receive expanded access to saver awards in economy class on flights operated by United and United Express carriers. You can read everything Chase publishes about its United℠ Explorer Card and other United cards and still not learn about these cards' most valuable feature. For example, when I called to cancel my United℠ Explorer Card, I was offered a no-annual-fee version simply called the United MileagePlus card.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Read Insider's guide to the best rewards credit cards. Hero Images/Getty ImagesI've been writing about credit and credit cards for over a decade. And as I've written dozens of times, the most important thing that you can do with your credit cards is to manage them responsibly. But managing your credit cards responsibly is often easier said than done, especially when you have a lot of active accounts.
Persons: Read, I've, Chase, I'd Organizations: Service, Business, Sapphire, Chase Sapphire, TSA, FDIC, American, American Express, Chase, Hyatt Credit, Business Credit, Wyndham, Barclays, Travel Locations: Wall, Silicon
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